Don't rely on 'free' travel insurance with holidays or credit cards that excludes cover for pre-existing medical conditions and other important elements or demands ridiculously high top-up premiums for adding family members.

LTU's exclusive package from Holiday Choice Limited gives you 14 days comprehensive worldwide travel insurance absolutely free to use at any time of the year with a full range of options:

• add low cost extra days
• cover for family and friends
• cover for winter sports
• hazardous pursuit cover
• cover for medical conditions

Plus LTU's worldwide annual travel insurance offers fantastic value with unlimited trips for less than you could pay for single trip cover elsewhere:

Individual Cover £37* (age 65 and over £75*)

Family Cover £60* (age 65 and over £105*)

*Online Rates. For immediate cover phone LTU on 01234 262868 or email us at 24hours@ltu.co.uk. Or you can buy online for extra savings now at www.ltu.co.uk/ltuonline/login.php.

Holiday Choice Limited is authorised and regulated by the Financial Services Authority (FSA) Registration number: 309128.