Combined Insurance
Our Combined Insurance Schemes give members the chance to group together their subscription and a range of insurance cover at a heavily discounted package price.

The benefits provided are:

  • Your LTU Subscription
  • Worldwide Annual Family Travel Insurance
  • Annual Continental Motoring Insurance
  • Personal Accident Insurance with a death benefit of £100,000
  • Income Protection Insurance of up to 65% of basic net salary per month
  • Guaranteed Savings of at least 20% on House Insurance
  • Reinsurance of CIGNA Scheme Co-insurance and Excess (for Bank CIGNA managers scheme members only)


The schemes cost from under £30.71 for managers or £21.96 for other members including your subscription.

Family options for cover under the Personal Accident Scheme and the CIGNA Reinsurance scheme are also available.

Call LTU in Bedford on 01234 262868 or email us at 24hours@ltu.co.uk for full details.

Lloyds TSB Group Union is authorised and regulated by the Financial Services Authority (FSA) Registration number: 307861.
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